How to Survive When Jobless and Broke


We’ve all been there: fresh college grad and no job or you’ve had a job but got laid off because of cutbacks. You’re frantic because you don’t have any savings. You’ve got rent and bills to pay and you’ve got to eat. How in the world are you going to make ends meet until you get yourself a new job? Here are 7 things you can do to keep the cash coming in while you’re waiting for your next lucky strike.

1. Get rid of all unnecessary spending.
The first thing you need to get rid of when you’re broke is all your unnecessary or optional expenditures. Cut back on your monthly expenses that you can do without, like eating out, clubbing with friends, watching movies or anything that’s absolutely non-essential.

2. Get a job.
The most productive thing you can do when you’re jobless and broke is to actually find another job. If you’re looking for an immediate replenishment of your funds, then try applying for a job even if you’re overqualified. This is just for the interim while you’re still looking for a job that suits your experience and qualifications. Besides, some income is better than none.

3. Do freelance jobs online.
There are web portals that offer freelance work, particularly in web design, content writing, copy writing, script writing and transcription. If you can write or take decent photographs, you can land yourself a freelance job via the Internet. Just be wary of sites that ask you to pay an initial fee when applying or searching for a job. These may be scams that are just after your money and may not deliver what they promised. Look for reviews or testimonies of people who have actually used the site to be sure that you are not being scammed and you’re going to get what you pay for.

4. Tell your friends you’re looking for a job.
Don’t underestimate the reach of your network. Your friends may know a part-time or a full-time position that you are qualified for. Better yet, one of your friends may give you that personal connection that could help you land a job.

5. Post or check the ads
You may find one or two full-time or part-time job opportunities that you’re qualified to do in the classified ads. Check the newspaper or the local Craigslist in your area. You can also do this the other way around and post an ad announcing the services that you offer.

6. Do a garage sale.
Now more than ever is the best time to get rid of the things that you don’t really need and make a few bucks out of it. Bring out your vintage jacket or the slightly used camera that’s been sitting on your dresser gathering dust and hold a garage sale. If you’re not in the mood to dig in your old stuff, try taking your more expensive items to the pawnshop and use them to get some quick cash.

7. Apply for government welfare.
If you’ve tried everything and you’ve run out of options, welfare may be the way to go for you. There are many programs designed to help people in financial need. Don’t be embarrassed or let your pride get in the way of something that can help you get back on your feet. Check with your local authorities to find out about the different programs offered in your area and its requirements.

Losing a job and being broke can be tough, but it’s possible to find a way to get the money flowing while you wait for your next employment opportunity. All it takes is a little ingenuity, Determination and a can-do attitude to survive this temporary setback.


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